California Auto Insurance
Auto insurance is legally required in California. At Romar Insurance, we work with 10+ top-rated carriers to find the policy that fits your budget and your life — whether you're a first-time driver, have a less-than-perfect record, or need an SR-22 filing.
Our bilingual agents take the time to understand your specific situation and match you with coverage that offers the right protection at the lowest possible cost.
Coverage Options
🛡️ Liability Coverage
Covers damages and injuries you cause to others in an accident. Required by California law.
💥 Collision Coverage
Pays to repair or replace your vehicle after a collision regardless of who is at fault.
🌪️ Comprehensive Coverage
Covers non-collision damage: theft, vandalism, weather, fire, and natural disasters.
🚑 Medical Payments
Covers medical expenses for you and your passengers following an accident.
🚗 Uninsured Motorist
Protects you if you're hit by a driver who has no insurance or insufficient coverage.
🔧 Towing & Rental
Roadside assistance and reimbursement for a rental car while yours is being repaired.
Specialized Coverage
We also specialize in non-standard markets, including:
- → SR-22 Certificate Filings for license reinstatement
- → High-risk and nonstandard driver policies
- → Motorcycle and scooter insurance
- → Young and teen driver coverage
California Minimum Requirements
| Coverage Type | Minimum Required | Status |
|---|---|---|
| Bodily Injury (per person) | $15,000 | Required |
| Bodily Injury (per accident) | $30,000 | Required |
| Property Damage | $5,000 | Required |
| Uninsured Motorist BI | $15,000 / $30,000 | Recommended |
| Collision & Comprehensive | Varies | Recommended |
Ready to save on auto insurance?
Let our bilingual agents shop 10+ carriers to find your best rate today.