Protect Your Business
Running a business in California comes with unique risks. Whether you own a small shop, run a contracting business, or manage a fleet of vehicles, Romar Insurance customizes each commercial policy to address your specific exposures and give you the confidence to focus on what matters — growing your business.
Commercial Coverage Options
⚖️ General Liability
Covers third-party bodily injury, property damage, and advertising injury claims against your business.
🏗️ Commercial Property
Protects your building, equipment, inventory, and fixtures from fire, theft, and other covered losses.
👷 Workers Compensation
Required for most California businesses with employees. Covers medical costs and lost wages for injured workers.
🚛 Commercial Auto
Covers vehicles used for business purposes — fleets, delivery vans, work trucks, and more.
💼 Professional Liability
Also known as E&O insurance — covers claims of negligence or mistakes in your professional services.
☂️ Commercial Umbrella
Provides an extra layer of liability protection beyond your standard commercial policy limits.
📋 Bonds
Surety and fidelity bonds for contractors, janitorial companies, and other licensed professionals.
🏢 BOP (Business Owner's Policy)
Bundles general liability and commercial property into one affordable package for eligible small businesses.
Industries We Serve
We have experience insuring a wide range of California industries including restaurants, retail stores, contractors, trucking companies, cleaning services, beauty salons, medical offices, and more.
Your business deserves the best protection.
We customize every policy — no one-size-fits-all here.