Homeowners & Renters Insurance
Your home is likely your most valuable asset. Whether you own or rent, Romar Insurance helps you find the right policy to safeguard your property, belongings, and liability — at a price that fits your budget.
🏠 Dwelling Coverage
Covers the structure of your home against damage from fire, wind, hail, and other covered perils.
📦 Personal Property
Covers your furniture, electronics, clothing, and personal belongings inside your home.
⚖️ Personal Liability
Protects you if someone is injured on your property or you accidentally damage someone else's property.
🏨 Additional Living Expenses
Covers temporary housing and living costs if your home is uninhabitable after a covered loss.
🌊 Flood Insurance
Flood damage is not covered under standard homeowners policies. We can add specialized flood coverage.
🌍 Earthquake Insurance
Critical for California homeowners — protects against earthquake damage not covered by standard policies.
Life Insurance
Life insurance ensures your loved ones are financially protected if something unexpected happens to you. We help you understand your options and select a policy that aligns with your family goals and budget.
⏱️ Term Life
Affordable coverage for a specific period — ideal for young families and income replacement.
♾️ Whole Life
Permanent coverage that builds cash value over time and provides lifelong protection.
📈 Universal Life
Flexible premiums and adjustable death benefits that adapt to your changing financial needs.
👨👩👧 Final Expense
Covers funeral costs and final expenses so your family isn't burdened during a difficult time.
Protect your home and your family's future.
Our agents will find the right coverage at a price you can afford.