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Common Questions
Frequently Asked Questions
Everything you need to know about Romar Insurance, our services, and how we can help you.
Getting Started
Quotes & Coverage
You can use our 2-minute online quote form on this website, call us at (323) 249-8786, or walk into our South Gate office. Our agents will shop 10+ top-rated carriers to find you the best rate — at no cost and no obligation.
We offer auto, home, renters, commercial, life, and Mexican travel insurance. We also provide DMV registration and tax preparation services — all under one roof.
In many cases we can bind coverage the same day. Once we have your information and select the right policy, your coverage can start immediately. Call us for urgent needs.
Auto Insurance
Drivers & Vehicles
Yes. We specialize in non-standard (high-risk) markets and work with carriers who accept drivers with tickets, accidents, DUIs, or SR-22 requirements. Everyone deserves affordable coverage — we'll find your best option.
An SR-22 is a certificate your insurance carrier files with the California DMV to prove you carry the state minimum liability coverage. The DMV requires it after certain violations (DUI, uninsured accident, license suspension). We handle SR-22 filings quickly — call us to get started.
California requires a minimum of $30,000 per person / $60,000 per accident for bodily injury liability, and $15,000 for property damage liability (30/60/15). We recommend higher limits for better financial protection.
Claims & Payments
After You're Insured
Call us at (323) 249-8786 and we'll help guide you through the claims process with your carrier. You can also contact your carrier directly using the contact info on your insurance card or policy documents. We're here to make the process as easy as possible.
Payments are made directly to your insurance carrier. You can pay online through your carrier's website or app, by phone, or by mail. Check your policy documents for your carrier's payment portal link, or call us and we'll point you in the right direction.
A lapse in coverage means you are uninsured, which is illegal in California and can result in DMV penalties, fines, or license suspension. Lapsed SR-22 policies trigger automatic DMV notification and can restart your filing period. Contact us immediately if you're at risk of a lapse.
About Romar
Our Agency
Absolutely. We are a fully bilingual agency with English and Spanish-speaking agents on staff during all business hours. We proudly serve the Spanish-speaking community throughout Southern California.
We are located at 4427 Firestone Blvd, Suite A, South Gate, CA 90280. Our hours are Monday–Friday 10:00am–8:00pm and Saturday 10:30am–7:00pm. Walk-ins are always welcome.
Yes. Romar Insurance is a fully licensed California insurance agency. Our license number is OC66702. We have been proudly serving Southern California since 1993.
Still have questions?
Our bilingual agents are happy to help. Call us or send a message and we'll get back to you quickly.